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COVID-19 Emergency Loans -- Small Business Guide and Checklist

Tuesday, March 31, 2020 - 10:30am

The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program, the initiative provides 100% federally guaranteed loans to small businesses.

Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward. The administration soon will release more details including the list of lenders offering loans under the program.

In the meantime, the U.S. Chamber of Commerce has issued this guide to help small businesses and self-employed individuals prepare to file for a loan.

Here are the questions yo may be asking--and what you need to know.

 

 

 

SBA Small Business Webinars & Workshops

Monday, March 30, 2020 - 12:40pm

COVID-19 Webinars (4/6 - 4/8)

The SBA South Florida District Office will host a series of Small Business Recovery webinars to provide the latest information on how the SBA is helping small businesses with their economic recovery from the effects of COVID-19. 

Limited to the first 1000 callers.

Monday, April 6, 2020, 11:00 A.M. – 1:00 P.M. (SPANISH)
Dial-in: 888-251-2949 or 215-861-0694; Code: 7999184
Entry Link: https://ems8.intellor.com/login/823958

Monday, April 6, 2020, 1:00 P.M. – 3:00 P.M.
Dial-in: 888-251-2949 or 215-861-0694; Code: 2743141
Entry Link: https://ems8.intellor.com/login/823968

Tuesday, April 7, 2020, 9:00 A.M. – 11:00 A.M
Dial-in: 888-251-2949 or 215-861-0694; Code: 9503517
Entry Link: https://ems8.intellor.com/login/824071

Tuesday, April 7, 2020, 11:00 A.M. – 1:00 P.M. (SPANISH)
Dial-in: 888-251-2949 or 215-861-0694; Code: 9449193
Entry Link: https://ems8.intellor.com/login/823960 

Tuesday, April 7, 2020, 1:00 P.M. – 3:00 P.M
Dial-in: 888-251-2949 or 215-861-0694; Code: 5215600
Entry Link: https://ems8.intellor.com/login/823969 

Wednesday, April 8, 2020, 9:00 A.M. – 11:00 A.M.
Dial-in: 888-251-2949 or 215-861-0694; Code: 1671546
Entry Link: https://ems8.intellor.com/login/824072

Wednesday, April 8, 2020, 11:00 A.M. – 1:00 P.M. (SPANISH)
Dial-in: 888-251-2949 or 215-861-0694; Code: 9039175
Entry Link: https://ems8.intellor.com/login/823962 

Wednesday, April 8, 2020, 1:00 P.M. – 3:00 P.M.
Dial-in: 888-251-2949 or 215-861-0694; Code: 5550236
Entry Link: https://ems8.intellor.com/login/823970

OLD WEBINARS:

How to Apply for an SBA Economic Injury Disaster Loan

How to Apply for an SBA Economic Injury Disaster Loan

Your Business – From Vision to Reality

Introducción a los Estados Financieros Webinar

HR Roundtable Lunch & Learn: Dysfunctional Team? What you can do

Webinar - SBA Programs for Veterans Looking to Start or Grow their Business

Build Revenue With An Effective Marketing Strategy

Thinking of Owning a Business? . . . An introduction to what's involved

Ways to Connect with SBA South Florida:
Websitewww.sba.gov/southflorida 
EmailSouthFlorida_DO@sba.gov
Twitter: @SBA_SouthFL
Subscribe to our YouTube channel!


 

Ways to Support Small Businesses in Downtown Delray Beach During COVID-19

Wednesday, March 18, 2020 - 6:31pm

Ways to Support Small Businesses in Downtown Delray Beach

In Downtown Delray Beach, small business is key. The fabric of our downtown is mom and pop stores, our vibrant and delicious restaurants, creative art galleries, hotel accommodations, educational museums, coffee shops, bakeries, candy stores, and much more! The lively hood of these businesses relies on serving both visitors and local residents.

Due to the rapid spread of the novel COVID-19 virus, downtown events and gatherings have been canceled until further notice resulting in the loss of revenue among our locally owned, small businesses. They need community support more than ever right now! 

Here are some ways you can help: Make a purchase online from a local business in the coming days or weeks. Whether it's for yourself or for family or friends a small gift card, food delivery, curbside pick-up, social media orders, or online orders…

  • We know most of you are professional Amazon orderers, so see what you can shift over to your local businesses. Chocolate, coffee, clothing, books, art and more can be delivered right to your door. 
  • Many local restaurants are providing curbside pick-up, delivery through platforms like Delivery Dudes, UberEats, Postmates, Grubhub, etc., the option to purchase gift cards directly on their website or by phone, and pop-up produce and liquor pick-up.
  • Tickets for future hands-on classes or events can be purchased now in order to help keep small businesses running, gift cards for retail shops, curbside pick-up for phone or website orders as well as delivery for online orders are still available!

Below, we've rounded up what our businesses in Downtown Delray are offering (Note: we will continue to update this list as we receive more information!)

If you don't see a business you're looking for, you can always give them a call directly to ask what options they may have. If you can't afford to make a purchase right now, consider sharing this page with a friend or family member who may be interested in helping! Remember: Any little thing helps right now. 
 


ATTN: Downtown Delray Beach Businesses: If you don't see your offering or website link listed here, email us at dda@downtowndelraybeach.com—we'll evaluate and add you to the list if we can!


Please note that some businesses in the Downtown Delray area are fully open (within the compliance of the City ordinance), some restaurants have moved to takeout service only and some may be temporarily closed. These statuses will be fluid so you should check websites and social media for updates before traveling. The Downtown Development Authority is currently tracking businesses that are temporarily closed. Please click here to see the most up-to-date list!

Accommodations:

For advanced bookings:

Arts & Culture (Attractions)

Online Orders, Call-in Orders, Gift Cards, Event Tickets or Donations, & More:

Beauty, Wellness, & Fitness

Gift cards, spa packages, fitness packages, beauty supplies, & more:

Clothing, apparel, jewelry, and home retail

Gift cards, curated outfits, jewelry, shoes, home furnishings and more:

Restaurants — Food & Beverage

The below list compiles restaurants that are offering take-out and/or delivery. What do you need? Gift cards (Call to inquire), curbside pick-up, delivery (Check out Delivery Dudes, UberEats, Postmates, GrubHub & more for delivery options)!

  • 3rd & 3rd
  • Anthony’s Coal Fire Pizza
  • Bear’s Food Shack
  • Beg For More
  • Beer Trade Co.
  • Ben & Jerry’s Scoop Shop
  • Big Al’s Philly Cheese Steaks
  • Blue Anchor
  • Bodega
  • Boheme Bistro
  • Brule Bistro
  • Bru's Room
  • Burger Fi
  • Caffe Luna Rosa
  • Cena
  • Che!!
  • Christina's Breakfast and Lunch
  • City Oyster
  • Coffee District
  • Columbian Coffee House
  • Conte's Deli
  • Conte's Pizza
  • Death Or Glory
  • Delray Goodies
  • Delray Hideaway
  • Doc’s All American
  • Donnie's Place
  • Elisabetta’s Ristorante
  • Falafel Time
  • Fit Food Express
  • Foxworth Fountain
  • Gary Rack’s Farmhouse Kitchen
  • Haagen Dazs Ice Cream
  • IPIC
  • IT Sugar
  • J & J Seafood
  • Kilwins
  • Le Macaron
  • Lemongrass
  • Le Sorelle
  • Mellow Mushroom
  • Mussel Beach
  • Over The Bridge Café
  • Papa’s Tapas
  • Pizza Rustica
  • PRIME
  • Proper Ice Cream
  • Rack’s Fish House
  • Ramen Lab Eatery
  • Rocco’s Tacos
  • Rose’s Daughter
  • Sandwiches By The Sea
  • Sazio Express
  • Sazio
  • Señor Burrito
  • Sweets Sensational
  • The Grove
  • The Real Poké
  • The Original Popcorn House
  • The Wine Room
  • Tin Roof
  • Tramonti
  • Two Fat Cookies
  • Two Fat BrEGGfast
  • Vic & Angelo’s
  • Windy City Pizza
  • Wine House Social
  • Yama Sushi
  • Ziree Thai & Sushi
  • The New Vegan
  • Purgreens
  • Yaxche Tearoom - Buy our Teas online!
  • Subculture Coffee
  • Whole Green Café
  • Craft Food Tours — Gift Cards available!
  • Deck 84 - Gift Cards available
  • Silverball Museum - Gift Cards and others available
  • Wine Wave

Our businesses need your help! Anything and everything you can do (while keeping yourself and our businesses safe and healthy) is appreciated.

Sincerely,

The Downtown Development Authority and the Downtown Merchant & Business Association

Facebook Small Business Grants Program

Tuesday, March 17, 2020 - 10:47am

 

We know that your business may be experiencing disruptions resulting from the global outbreak of COVID-19. We’ve heard that a little financial support can go a long way, so we are offering $100M in cash grants and ad credits to help during this challenging time.

 

Read more here  

Florida Activates Emergency Loan Program for Small Businesses

Tuesday, March 17, 2020 - 10:15am

Florida activates emergency loan program for small businesses
Mar 17, 2020, 7:24am EDT

The application period for the recently activated Florida Small Business Emergency Bridge Loan program opened Tuesday for companies whose cash flows have been negatively impacted by the COVID-19 pandemic.
With both local and national governments placing restrictions on gatherings, and even implementing curfews in an effort to stop the spread of the novel coronavirus, small businesses across sectors including hospitality, retail, transportation and logistics have experienced steep drops in sales in recent days.
But through May 8, small business owners with two to 100 employees can apply for the short-term interest-free loans of up to $50,000. Up to $50 million has been allocated for the program, according to an announcement from Gov. Ron DeSantis.

"As we mitigate against the spread of COVID-19, the health, safety and well-being of Floridians comes first," DeSantis said. "I understand the harm mitigation strategies will have on small businesses throughout our state. By activating the Florida Small Business Emergency Bridge Loan, we are providing the opportunity for Florida’s small businesses to receive cash immediately to ensure they can lessen the impacts felt as a result of COVID-19."
The Florida Department of Economic Opportunity (DEO) will administer the loans in partnership with the Florida Small Business Development Center (SBDC) Network and Florida First Capital Finance Corp. The loans are interest-free for up to one year

To qualify, businesses must have been established before March 9 and be able to demonstrate the impact that the coronavirus has had on their cash flows.
Businesses with questions about the program can email disaster@FloridaSBDC.org or call (866) 737-7232.
The DEO is surveying Florida businesses that have been impacted by the coronavirus at FloridaDisaster.biz.

Emon Reiser Digital Editor S o u t h F l o r i d a B u s i n e s s J o u r n a l